Roth Ira Investment Limits 2024. Savers who are 50 or older may contribute an additional $1,000. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.
Those are the caps even if you make more, up to the phaseout level. Savers who are 50 or older may contribute an additional $1,000.